Experimental statistics: Work and living conditions, 3rd quarter 2022
Tenant households in the worst financial situation
Households of single parents, and tenants had more financial difficulties. Slightly less than a half of persons were highly satisfied with life, while younger people were happier.
Almost a fifth of the lone-parent households with a decreased income
A quarter of the households assessed that the household income in the last 12 months before the interview increased, while 10% of households assessed that it decreased. Compared to the fourth quarter of 2021, when we started to measure these data, the share of the first group was 8 percentage points higher, and the share of the second group 3 percentage points lower. The most important reasons for the increase were an increase in payment (26%) and adjustment of earnings (24%), and for the decrease reduced earnings (21%) and job loss (17%).
The decrease in income was the most noticeable in lone-parent households, among them the share was 18%, and among other types of households (19%).

In slightly less than a third (30%) of the households where income decreased, it did not affect their standard of living. Other households adjusted by reducing expenditure (34%), using savings (18%), while 8% of the households had to borrow money.
Households in the cohesion region Vzhodna Slovenija made ends meet with more difficulties
In the third quarter of 2022, a fifth of the households made ends meet with difficulty or with great difficulty, while slightly fewer than a quarter (24%) made ends meet easily or very easily. More difficulties had households in the cohesion region Vzhodna Slovenija, where 23% of the households made ends meet with difficulty or with great difficulty. In the cohesion region Zahodna Slovenija, the share was 17%.
Compared to the fourth quarter of 2021, when we started to measure these data, the share of the households that made ends meet with difficulty or great difficulty was 2 percentage points higher, and of those that made ends meet easily or very easily 3 percentage points lower.
Approximately half of the households in Slovenia could afford unexpected expenses
Unexpected expenses in the amount of EUR 700 could be afforded by 54% of the households, while 13% of the households were unable to pay housing costs, a loan, a mortgage or rent on time (in the previous quarter before the interview) due to financial difficulties. The share of the households that had arrears in payments was the highest among lone-parent households; more than a quarter (26%).
More than a third of the households with a decrease in income had arrears in payments
Among the households with a decrease in income, 38% made ends meet with difficulty or great difficulty, 61% could not afford unexpected financial expenses, and more than a third (35%) had arrears in payments in the quarter before the interview. Households where the income remained the same were in a better financial position; approximately a fifth (19%) made ends meet with difficulty or great difficulty, and 13% of them had arrears in payments.

Tenant households in the worst financial situation
Households that were tenants had the most difficulties to make ends meet. 71% of them could not afford unexpected financial expenses in the amount of EUR 700, 30% of them had arrears in payments in the quarter before the interview, 23% of them had difficulties with paying rent. Among them, 39% assessed that they made ends meet with difficulty of great difficulty. Compared to the fourth quarter of 2021, the share was 15 percentage points higher.
More educated persons more satisfied with life
Persons were satisfied the most with personal relationships and the least with the financial situation of the households. Highly satisfied (assessment 8 or higher on a scale of 0–10) with personal relationships were 64% of persons, while with the financial situation of the household slightly more than a quarter (28%).
Less than a half (45%) of persons were highly satisfied with life. The share was the lowest among persons with basics education or less (37%), and the highest among tertiary educated people (59%). By age, the least satisfied were persons aged 55+ (39% of highly satisfied), and the most satisfied were persons aged 35–54, among whom almost half (49%) were highly satisfied with life.

The younger the happier
In the period before the interview, 46% of persons never felt lonely, a quarter a little of the time, while 6% felt lonely most of the time or all of the time. Men felt lonely slightly less often; half of them assessed that they never felt lonely in the period before the interview. Among women, the share was 43%.
On the other hand, 58% of persons were happy all of the time or most of the time, and 12% felt happy a little of the time or never. The youngest (aged 16–34) were the happiest; 70% of them were happy all of the time or most of the time. The share was the lowest among persons aged 55+; half of them were happy all of the time or most of the time.
A quarter of the households assessed that the household income in the last 12 months before the interview increased, while 10% of households assessed that it decreased. Compared to the fourth quarter of 2021, when we started to measure these data, the share of the first group was 8 percentage points higher, and the share of the second group 3 percentage points lower. The most important reasons for the increase were an increase in payment (26%) and adjustment of earnings (24%), and for the decrease reduced earnings (21%) and job loss (17%).
The decrease in income was the most noticeable in lone-parent households, among them the share was 18%, and among other types of households (19%).
In slightly less than a third (30%) of the households where income decreased, it did not affect their standard of living. Other households adjusted by reducing expenditure (34%), using savings (18%), while 8% of the households had to borrow money.
Households in the cohesion region Vzhodna Slovenija made ends meet with more difficulties
In the third quarter of 2022, a fifth of the households made ends meet with difficulty or with great difficulty, while slightly fewer than a quarter (24%) made ends meet easily or very easily. More difficulties had households in the cohesion region Vzhodna Slovenija, where 23% of the households made ends meet with difficulty or with great difficulty. In the cohesion region Zahodna Slovenija, the share was 17%.
Compared to the fourth quarter of 2021, when we started to measure these data, the share of the households that made ends meet with difficulty or great difficulty was 2 percentage points higher, and of those that made ends meet easily or very easily 3 percentage points lower.
Approximately half of the households in Slovenia could afford unexpected expenses
Unexpected expenses in the amount of EUR 700 could be afforded by 54% of the households, while 13% of the households were unable to pay housing costs, a loan, a mortgage or rent on time (in the previous quarter before the interview) due to financial difficulties. The share of the households that had arrears in payments was the highest among lone-parent households; more than a quarter (26%).
More than a third of the households with a decrease in income had arrears in payments
Among the households with a decrease in income, 38% made ends meet with difficulty or great difficulty, 61% could not afford unexpected financial expenses, and more than a third (35%) had arrears in payments in the quarter before the interview. Households where the income remained the same were in a better financial position; approximately a fifth (19%) made ends meet with difficulty or great difficulty, and 13% of them had arrears in payments.
Tenant households in the worst financial situation
Households that were tenants had the most difficulties to make ends meet. 71% of them could not afford unexpected financial expenses in the amount of EUR 700, 30% of them had arrears in payments in the quarter before the interview, 23% of them had difficulties with paying rent. Among them, 39% assessed that they made ends meet with difficulty of great difficulty. Compared to the fourth quarter of 2021, the share was 15 percentage points higher.
More educated persons more satisfied with life
Persons were satisfied the most with personal relationships and the least with the financial situation of the households. Highly satisfied (assessment 8 or higher on a scale of 0–10) with personal relationships were 64% of persons, while with the financial situation of the household slightly more than a quarter (28%).
Less than a half (45%) of persons were highly satisfied with life. The share was the lowest among persons with basics education or less (37%), and the highest among tertiary educated people (59%). By age, the least satisfied were persons aged 55+ (39% of highly satisfied), and the most satisfied were persons aged 35–54, among whom almost half (49%) were highly satisfied with life.
The younger the happier
In the period before the interview, 46% of persons never felt lonely, a quarter a little of the time, while 6% felt lonely most of the time or all of the time. Men felt lonely slightly less often; half of them assessed that they never felt lonely in the period before the interview. Among women, the share was 43%.
On the other hand, 58% of persons were happy all of the time or most of the time, and 12% felt happy a little of the time or never. The youngest (aged 16–34) were the happiest; 70% of them were happy all of the time or most of the time. The share was the lowest among persons aged 55+; half of them were happy all of the time or most of the time.
METHODOLOGICAL NOTE
Data refer to persons aged 16 years or more. Data collected with this survey are similar to the data of the survey Income and living conditions (EU-SILC). However, due to different methodology and data collection methods, data are not comparable.
The data are published as experimental because the survey is new and because the measuring instrument, the methodology of data collection and the indicators are still being developed. More information can be found in the methodological explanations.
Co-funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or Eurostat. Neither the European Union nor the granting authority can be held responsible for them.
The data are published as experimental because the survey is new and because the measuring instrument, the methodology of data collection and the indicators are still being developed. More information can be found in the methodological explanations.
Co-funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or Eurostat. Neither the European Union nor the granting authority can be held responsible for them.

When making use of the data and information of the Statistical Office of the Republic of Slovenia, always add: "Source: SURS". More: Copyright.